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Emergency medical insurance for Visitors to Canada are covering COVID-19 (Coronavirus).* For more details call us at (289) 640-8400

Immigrant Insurance Services Canada


* All our rates are subject to change anytime. You should always refer to the rates of our issuers if you have any discrepancy. You can also contact us and one of our skilled advisors will get you the final quote based on any outside factor that is not covered by this portal.


Immigrating to a new place can be challenging and the biggest challenge in Canada comes from medical emergencies. New Immigrants can protect themselves with easy to obtain medical coverage till the time their provincial health coverage comes into effect.

Though, Canadian Health Care system is one of the best and the most generous one yet, it has its own constraints such as waiting time for new immigrants.

New Immigrants to Canada Insurance: How can it work?

The main intention behind health insurance for newcomers is to shield them against the financial loss occurring due to a medical emergency during the period when they are not covered by their provincial health plan like OHIP.

Not only this, as a new immigrant to Canada with your private health insurance, you are eligible for side-trips to other countries except the country of your origin/ citizenship, provided your stay in Canada is longer during the coverage period than that of your side –trip.

New Immigrants to Canada Insurance: Why do I need it?

Many provinces in Canada like BC, Ontario, yokan, Quebec, New Brunswick and Saskatchewan do not offer provincial health coverage on the day of your arrival; you have to wait at least two to three months to get your provincial health card.

For the time you are not covered you can apply for our health insurance for New Immigrants to Canada and can save yourself from unnecessary anxiety about expensive medical bills as they will be taken care of by your private health insurance plan.

How to Calculate a Quote: You do not have to go to different sites to get the best quote for New Immigrants to Canada insurance plan. You simply click our online quote calculator populate the required data click calculate tab and you will see a list of quotes from various insurance companies with many deductible* options.

Choose a Plan: Select a quote that you feel most comfortable with from the list provided and click on the "Plan Details" button on the right. You will be re-directed to a web page that outlines the most important information regarding your insurance plan of interest.

Review/evaluate the Coverage: Spend few minutes to analyze your coverage details as it will make you aware of the details you must know. Kindly refer to the official Policy Wording for a New Immigrants Insurance Plan you have chosen to ascertain your eligibility as well as acquaint yourself with other essential information about the policy you are about to buy. Once you are satisfied with the policy details, you may continue and purchase the policy by clicking on the “Buy Insurance” or “Buy Online” button.

Application Process: The application process takes about 5 minutes and only requires basic personal information. You will be asked to provide your name, date of birth, desired insurance start and end dates and your contact information in Canada. Do not hurry. Please review the application properly. If you have any questions, one of our insurance advisors will be more than happy to assist you. Once your payment is processed, you will receive your insurance for New Immigrants policy by email.

New immigrants to Canada are eligible for Provincial Health Coverage throughout all Canadian provinces and territories. In Canada we have universal health care policy and the provincial medical card gives us access to all medical institutions all across the province we reside in and that too without paying anything from our own pockets*. If you are resident of Ontario, Quebec, Saskatchewan, New Brunswick, Yukon or British Columbia, you will have to wait 2-3 months before your provincial health coverage sets in motion.

If you reside in one of the above mentioned provinces, you should purchase private health coverage to protect yourself and your loved ones against any losses arising out of any medical emergency during the initial 2-3 months waiting period.

Government/Provincial health insurance differs depending on a province or a territory. Expenses incurred on medical emergencies outside your province of residence may not be covered by your government plan. Whether you plan to travel within Canadian territory or abroad, please make sure to contact your Provincial Health Ministry office to check if you are covered outside your province or not. If not, you might need to get a travel insurance policy to stay protected.

All application forms can be obtained online.

Required Documents

You can apply for a Government insurance card provided you can furnish any valid identification such as your passport, a Confirmation of Permanent Residence (IMM 5292) or your Permanent Resident Card.

What You Will Get

Each family member gets a health card with a personal identification number. You are supposed to carry this card on you, especially if you are visiting a health care professional or a hospital.

Ministries of health of all provinces provide detailed information about government health insurance. You can select your province and can review all the related info.
In most provinces and territories across Canada, each family member receives a card with a personal health identification number.

  • * Certain treatments need to be paid for.
  • * Deductible/Excess is the amount of money that you pay out-of-pocket before the insurance company covers the rest, in case of a claim.

Get New Immigrant Insurance Quote

How To Apply?

It's quite simple to apply to get your New Immigrant Insurance.

  1. Get a Quote
  2. Select a Plan
  3. Review Coverage
  4. Contact our adviser to finish the purchase.

Get New Immigrant Insurance Quote


Frequently asked questions